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They can’t when it means their sleep mask doesn’t exist anymore and they die in their sleep, for example.

Duh, and/or hello.

Another banking app thread, fun! Don’t use phones for banking. One just trades privacy for perceived convenience. For “safety” you give your bank:

• Unnecessary lower-level system access than normal apps, for SAFETY!
• Your location as often as they can harvest it
• What apps you have installed
• Any metadata they can exfiltrate through trackers in the app that can be mated with metadata from other app trackers
• Any personal information they can gather from your phone

Furthermore, if you use tap-to-pay, which some banks require their app be installed to use, you’re then giving every transaction you do, with or without tap-to-pay, to the operating system provider and any third parties along the way. Use your credit card at a store and the phone’s at home? That transaction still gets scooped up.

Finally, you have this object you always carry with you, that has access to all your financial information, that a bad guy just has to punch you in the face to get you to log into your bank and delete all your money. Bravo! With a card, it can be shut off afterwards, and the bank can mark any transactions happening afterwards as fraudulent. With a phone app, they can Zelle themselves your money and the forward it to some cryptocurrency and good luck. Then clean out your RobinHood, your DraftKings, your CoinBase, your 401k, and anything else they find along the way.

Use the bank webapp if one is desperate.

Banking. On. Phones. Is. Stupid.

You’re letting the bank know everything about you. What apps you have installed, how you use your phone, where you go, you’re just letting them have access to your entire life for mild convenience. Just use the web site and make an icon on the home screen to get to it.

There is indeed propaganda going on, but there is also a reality that many supply chains need conversion, and that money needs to come from somewhere. Not saying it is right, nor that it is unsolvable, just a reality. Most often, the smaller businesses are destroyed by expensive switches to new methods. Which is all we need, more megacorps owning everything.

In a world with functioning governments, processes, grants, tax breaks, and such could be set up to help companies switch.

Yeah, didn’t want to hit every note. Medical specifically requires a higher tolerance and quality level that makes it more challenging to be replaced with alternatives like bioplastics. For most items, I’d be fine buying them in glass or cans again.

Could also reduce the shipping needed on these by requiring standard container shapes that can properly be emptied. So many consumer product containers, even food containers, are designed so it is difficult to fully use the product. Companies see it as an uptick in sales because you’ll be buying that soap/ketchup/whatever more frequently since you can’t use 4 ounces out of the bottom, rather than seeing the cost-savings of not shipping 4oz x thousands of containers of weight pointlessly. (Personally, I go out of my way to empty every container fully, but many see it as a waste of effort.)

Never said unsolvable by any means, but they need to be solved yesterday. Blows the mind too, for all those capitalism-minded people, they have all this untapped “wealth” they could be getting into on the ground floor instead of clinging to oil.

If the post is even accurate, that likely doesn’t factor in secondary needs. Roads, tires, shampoo, soap, lubricants, hydrogen, solvents, medical plastics. So many things made from oil and oil byproducts.

All of these industries have to be looking into alternatives in parallel, if they are even aware.

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And using tap or chip on a regular credit card does as well. Every tap rotates through a set of keys in the card. The periodic use of the chip refreshes the tap keys. It isn’t the first gen tap to pay on credit cards anymore, it is much more robust.

But beyond that, the retailer already saw your face when you walked in, already saw it at the point of sale, already tracked you as you traveled the store via WiFi, already saw the BT/WiFi profile of your rotating MAC address device as it only obfuscates, and in some cases, already had your phone join their WiFi network via EAP-SIM through your carrier, already scanned your license plate with Flock in the parking lot, and already saw your club/discount/points card number at the point of sale, so they already associated you with yourself.

Tap-to-pay also sets up so all your transactions, on-phone or not, are captured by the handset manufacturer for further resale of metadata.

There was a recent change in the last month or three that any tap transaction over $100 has to be chip or swipe. Likely what you are seeing. Which again goes back to how pointless phone tapping is when the ability to buy goods and services is already rife with hoop-jumping.

The plastic card can be shut off by the bank web site/phone call/app. Banks also have fraud protection, a quick call will shut off the card and undo any fraudulent transactions. The fear is not realistic. Also why it is good to use a credit card and not carry a bank card. A fiscal firewall.

Who cares? What is the obsession with banking apps? From a privacy perspective, one does not want tap to pay or banking apps on their device. Setting that up gives the bank/a whole pipeline of interim companies access to every transaction you make as well as phone telemetry, whether or not you use the tap to pay service. Carrying a card or paper money is so simple.

It’s a novelty, sure, but who wants tying their ability to purchase, drive, go through airports, and such, to an electronic stalking tether with a limited battery? Much simpler, as others have said, to use tools that do not require battery.

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