Hello Canadian Finance Enthusiasts
Thinking of switching from big banks (TD mostly) to a credit union.
Would appreciate advice, reviews, or experience from y’all to compliment my own investigations.
My priorities in order:
- interest rates on loans
- cohesive personal and small business service
- low account and investment fees
- credit card rewards (love my TD travel rewards visas rn)
My 2 cents about credit cards:
I don’t like most Ontario CU’s credit card options. They’re just a wrapper of product of collabriafinancial
For example https://www.collabriacreditcards.ca/affiliate_libro/personal-cards
Different CUs provide exactly the same product. Same annual fee, same benefit, same cash back rate. I don’t suggest spending too much time finding a credit card program from the CUs
Thanks for tip, I’ll keep that in mind when comparing.