• aceshigh@lemmy.world
    link
    fedilink
    English
    arrow-up
    2
    arrow-down
    5
    ·
    edit-2
    1 year ago

    Have several credit cards for your categories, and use the same checking account to autopay for all. View credit card statements for breakouts and ytd expenditure for each category.

    • papertowels@lemmy.one
      link
      fedilink
      English
      arrow-up
      2
      ·
      1 year ago

      Just a heads up that the Citi custom cash card gives you 5% back on the most spent category, great for rarely boosted categories like gas or groceries.

      Seems to mesh really well with your budgeting method. Limited to one per person, but if you have anyone you trust to be an authorized user you can each have one to have two such categories.