I am working on starting a pressure wash business in Florida. My plan is to start out small as a side hustle, and eventually work my way to full time. I plan on starting with a 4gpm washer and a surface cleaner, staying away from chemicals until I get more experience. I am going to start by advertising door to door with flyers and word of mouth, since I have some older family members in town that can spread the word around their neighborhoods.
What I am debating currently is whether or not I should get an LLC and insurance before starting the work. Or would it be better to first get some small cash paying jobs, see if I can build up some sort of clientele/schedule and then get official? Any advice is appreciated.
Definitely insurance. Heaven forbid you accidentally ruin something priceless you were not supposed to touch.
I have heard that an LLC might not mean much because the difference between you harming a client or your LLC harming them are pretty minimal if you are not hiring anyone or have no contractors. I am not a lawyer, but I would be interested to know how true it is.
It is very true in most states. Some state’s LLC statute’s protect SMLLC’s but most do not.