Obviously we all have our own circumstances, so I’m generally wondering: there is a difference between the watches we dream of and the watches we wear.
When I wear mine, I need to be not too flashy for clients while keeping it professional. I earn $105k as a middle manager in wealth management (MCOL), and the nicest watch I own is an Omega Seamaster ($5.9k).
Affordability aside, I’m weighing how much “nicer” of a watch can I get without “out-wearing my wage”.
I’d love to hear how others have approached this intangible; I can make my own decisions just looking for anecdotes.
So is it your own perception or your clients that you are concerned about? How is your client going to know your AP is inherited unless you tell them?
If it’s not inherited I wouldn’t say it is. If I wore an AP & a client commented on it, the best response (if it’s true) is it being bequeathed by a loved one. Anything else could make them curious to start watching your pockets.