Did you set up any measures in case all your stuff was lost / stolen / destroyed and did you ever have to use them?
I have 2 phones and credit cards in different bags, and felt safe with that. But recently, while leaving Managua airport in a bit of a sketchy Taxi, I became aware of just how screwed I’d be if I got robbed with all my luggage on me.
Losing my stuff would suck, but I’d also have no way to get new money, freeze my bank account or even just contact my accommodation…
All data in the cloud. Always. That data includes pics of all my documentation. Main password in my head, mom’s tlf number as well lol. Spare card in the backpack, the rest in my wallet. Usually just go out with smartphone in places were contactless payment is available.
That’s it. If everything gets stolen by some might thief, I’m pretty confident I’ll still manage.