OP already mentioned in their post:

I’m not including Tuta, because I dislike their UX/UI, also they seem to not apply their LLM policy to their own devs.

Motorola has been owned by Lenovo since 2014. https://news.lenovo.com/pressroom/press-releases/lenovo-completes-full-acquisition-motorola-mobility-from-google/

You can even buy Motorola smartphones from Lenovo’s website. https://www.lenovo.com/gb/en/c/phones/moto/

I actually don’t do any banking on my phone at all, as phones can easily be stolen and if that person saw you typing your passcode, then they can unlock it and get past any screen that asks for your fingerprint.

Yes, I do use my fingerprint, but I can’t always use it (e.g. If I have rebooted or if my phone just won’t let me for some reason), so I don’t keep much on my phone and instead do things like banking on a desktop computer with disk-encryption.

How long left until my bank requires me to use their app? I don’t know and I have no idea if it’ll work on custom ROMs.

I’m moving to Temple OS, it doesn’t have Internet, so there wouldn’t be a way to download Genshin Impact.

I have found that the Reddit website will let you browse in a Private Browser window for awhile, but you can’t use old.reddit.com without logging in.