This is my issue. I have and love Apple Music and do not want to pay for another music service. If YT gave me an option for an ad-free YT without music for only like $3 or $5 a month, I’d jump on it. For now, I’ll continue using uBlock Origin and SmartTube.

Chase absolutely charges you for using a non-network ATM. I have a friend that has Chase for their bank and will not withdraw from a non-chase ATM even if the ATM has no fees because Chase will just charge him after the fact.

Makes me wonder why he still bothers keeping Chase.