Nice

Bad idea

Go solo!

It is completely okay to not be interested in formal education. Just try to get 60%+ in every semester and complete your Bachelors.

Business will kill friendship in the long run for sure.

Depends on the product. Usually premium products have less customers but high prices and low quality products have more customers but less prices.

Not getting selected for a fellowship I truly believed I deserve.

Both options seem unreasonable.