• 1 Post
  • 88 Comments
Joined 2 years ago
cake
Cake day: September 24th, 2023

help-circle


  • $300/month (at the beginning of the month) invested over 30 years, compounded annually at 6% = $198,290.40

    If you kept that going for a full 50 years, the last 20 years of interest really starts to ramp up and gives you a final value of $1,084,402.22

    If instead, you ONLY paid the mortgage for 30 years, then invest the full mortgage payment of $2,648 into the investment account for the next 20 years (a total of 50 years out. Same end point) you would have an investment account worth $1,215,042.49

    So, even in your scenario it is still a loss to take a 50 year over the 30 year, and the 300$ difference is negligible. If $300 was the difference of someone being able to afford groceries or not for the month, then they should not have qualified for a $2,648/mo mortgage.






  • There have been huge breakthroughs in cancer research that point to the HPV virus as the culprit no matter the gender. Several throat and tonsilar cancers in males (AMAB) have been responding to some interesting trial treatments with HPV mRNA vaccines in conjunction with the standard treatment and with great results. The fact you got the vaccine early in life (assuming you are under 45?) Is providing you some great prevention to things you might not of even considered.

    Should it have been free? Yes. Should you still enjoy some peace of mind for protection against a long list of nasty things for the price of about $100? Also yes.


  • If anyone wants to look up the test, there are only two screeners that he would have done, both have some strong overlap. There is the MMSE and the MoCA. it is more likely he did the MoCA, it is the more popular, more commonly given, and slightly better for detecting MCI (mild cognitive imparement). With that said though, you can have dementia and still pass these. There really isn’t a ‘best’ screener developed. This exact problem gets brought up all the time in dimentia research. Basically, if you have strong suspicion they have to go to a neurologist that specializes in memory care and do a full evaluation. Good luck telling trump to do that.

    If you want to see them, do a search for it (MMSE or MoCA) and select images.


  • I am not I your field, so take this as you may: I have seen two things in common across fields when it comes to prolific publishers.

    1. low hanging fruit. There are papers that need to be written or have never been written simply because people see it as low hanging fruit and too easy or low effort. This issue for the field would be that people still want to reference something that says this simple idea in their paper. This means that the people who write these ‘low hanging fruit’ papers get cited a ridiculous amount for their simple, basic, bullshit paper.

    2. collaborations. My PI (again, different field) is up there as one of the top contributing authors of the field and is easily what you would consider a prolific publisher. The has anywhere between 2-4 publications per year in high impact journals. And this isn’t counting posters, presentations, or the occasional bonus authorship you get for just being around when that paper was written. She does this through constant networking with people and collaboration in projects. She is also more than happy to look at other people’s long running projects and take out a slice of data and do a writeup on it. There are several projects people do that look at huge data collections, but then only analyze what they cared about and ignored the rest. Those become easy papers to write.








  • Haha, I love audio. I used to be an audio engineer. It didn’t pay well so I went back to school with my GI bill and went for audiology. The dual doctorates actually helped bring the cost down at the expense of staying in school longer. As long as you are in the PhD program your tuition is waved and you get paid a stipend for being a TA/RA. So I planned for my GI bill to run out after my first year, then have been on PhD funding since. The only time I have paid tuition for my doctorates has been when I was on my externship. Then for the masters, it is called a “masters along the way” with no thesis required because I am in a PhD program doing a dissertation. And because neuroscience is in the same college as audiology, most of the classes overlap. I only had to take 5 more classes total. So I stacked 2 during covid (plus mt Aud/PhD classes) when everything was online and did 1 extra a semester for 3 semesters after that. Again, the only downfall of the free tuition is I am spending more time in school not making a my salary potential, but at least I have far less debt than my classmates.