This is the best advice for a new crypto user who is just looking to accept payment. Exchanges are easiest in your case, because If you were to use a wallet like metamask, you would have to send it to an exchange anyway to withdraw it to your bank. With coinbase in the U.S. you can even withdraw directly to PayPal if you don’t want to connect your bank to the exchange.

If you end up liking crypto and want to hold long term, I recommend getting a hardware wallet.