How is she allowed in countries where she needs to answer questions along the following lines in the arrival card: have you ever been arrested, etc.?

For everything else: MasterCard.

Also as a non-american, I don’t think I have ever trusted a co-worker in my 15+ years of professional experience. It’s all fun and giggles until they see an opportunity to climb the ladder, and then colleagues will throw you under the bus without even blinking. Best to be safe than sorry… Also, living is a miserable existence.