A lot of people don’t understand them. Others don’t care, thinking they will deal with the debt later or never.

American basic education in math doesn’t really cover financial math much.

Good riddance

A lot of time the government refuses to comment on something because doing so would conflict with law, undermine an active criminal or civil case, or they are still working on it.

Saying “the government” in one broad general statement shows some degree of ignorance as to how the very systems you say “do not scale” work.

Yeah big parts of it are fucked up. A lot of politicians are power hungry sociopaths. But there are a whole lot of civil servants that work their asses off every day for below market rate pay in spite of how fucked up it is trying to make it better in a tangible way.

Maybe saying “the political system” might be more accurate than “the government” because a lot of the government is working pretty well despite the political system being so fucked up.