My wife and I use Monarch Money. It’s good, but not free.

How’d you know about my gigantic cock?

If I tell you that cordless drills are useful, are you gonna call me a Ryobi shill?

If you’re living paycheck to paycheck and putting more than a tank of gas on the card every month, you’re doing it wrong. If you have more credit card debt than savings, you’re doing it wrong. Part of basic financial literacy is building a safety net, so you’re not immediately fucked when something goes wrong.

No problem. My next protip is to pay your bills on time to avoid late fees.

Grow up.

Failure to adjust your spending after financial hardship would be incompetence or irresponsibility.

It’s not difficult to use credit cards responsibly and come out ahead. Moat people just lack basic financial literacy and/or the willpower to not use them irresponsibly.

Hezbollah has been firing rockets into Israel from Lebanon.