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Joined 8 months ago
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Cake day: March 5th, 2024

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  • cqthca@reddthat.comtoPrivacy@lemmy.ml*Permanently Deleted*
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    8 months ago

    I know my credit score has something to do with it, for some reason. I’ve talked to an insurance actuarial and they use that in their premium formula.

    e. as my credit score went +100 pts my insurance went down, co-incidentally? Liability only, so it isn’t depreciation of the asset. If anything, on average, an older car would be more dangerous, more liable to have the wheel fall off and collide with a Bentley or something.













  • How come one can’t buy a rural 1/4 acre and pour a foundation for a 1200 Sq. Ft. utilitarian house that is built taking a loan for everything, living out of an old trailer on property & doing 1099 subcontracting internet work? The loan is n% of the whole, the rest is up to the person to supply. Gotta stack paper. The housing shortage is subject to wanting to have a good time, versus living a frugal present for an uncertain future.

    Second hint: one should built their credit from starting at, say 650, and building to 750, all by paying bills on time for two or three years.

    It isn’t easy to deny the luxuries of the world, because YOLO could end at anytime in this world. If you are a city type, it must be frustrating, so I see more and more ppl going 1099 remote subcontracting from cheaper, more rural areas, say 50 miles from the metropolitan area


  • cqthca@reddthat.comtoNo Stupid Questions@lemmy.worldXXX
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    8 months ago

    Eventuallly energy will become so inexpensive that trade and commerce as we think of it, is like comparing trade and commerce of 50, 100 or 200 years ago, completely changed tech. So it is likely to be a different system than owners and workers. One solution is everyone gets a share in X portfolio of their choosing, then they are the owners and can get the UBI or own shares in the company(ies) they think will be profitable. If you can’t manage equities, you get a lower UBI to get some soap and raman noodles and a tent.

    e. smbc comics Superman Powers the World