discozombie@lemmy.worldtoAntiwork@lemmy.world•We shouldn't have to work 40 hours a week to afford a basic life. We do because our currency is constantly losing value. This is by design.
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5 months ago25 - 30 years is the norm in Australia for a mortgage. But a fixed interest rate can only be set for 1 - 5 years at a time.
Stop dropping watt bombs on cliff faces.
I tend to prioritise the drivetrain for upgrades/maintenance, or go single speed ;)