ugly bag of mostly water

don’t keep sweatin’ what I do 'cause I’m gonna be just fine

  • 4 Posts
  • 889 Comments
Joined 2 years ago
cake
Cake day: December 19th, 2023

help-circle

  • I had a labral tear in my right hip, and I needed an MRI with contrast to diagnose it. Aetna wouldn’t cover the MRI until I’d done 6 weeks of physical therapy. I ended up paying out of pocket for the physical therapy because it was an $80/session co-pay vs their self-pay rate of $70/session. Then once I’d finished therapy there was about 6 weeks of waiting until I could get in for the MRI, because Aetna wouldn’t let me get an MRI at the local hospital, I had to go to an outpatient imaging center and they were booked up. And when I got the results - what do you know, near complete detachment! Something that physical therapy would never help with. After that, I consulted with a surgeon (6 week wait), and his waitlist for surgery was 4 months. (Granted, I went to one of the top surgeons in my area - I was OK with waiting for that.) So it ended up being 10 months from noticing the hip pain in May 2023 to finally getting the surgery in March 2024, and a lot of that delay was because Aetna was being obstructive.

    I suspect they want people to get fed up with the roadblocks and just give up on pursuing medical care.










  • Some thoughts:

    • Buy in bulk - if you compare unit prices, you’ll see the bulk version is usually cheaper
    • Make your own snacks - e.g., granola is pretty quick and easy to make at home
    • Try Aldi or Lidl
    • Give generic versions of things a try - a lot of the time they’re pretty close to the ‘real’ thing
    • Things that are convenient are usually more expensive. Just looking online quickly, I see the big tub of old-fashioned oats is $6.39 for 30 servings (=21¢/serving), vs a box of instant oatmeal at $3 for 8 servings (=38¢/serving). So to save money, choose the less convenient version.
    • Plan your meals before you shop, and pick up only what you need - this helps avoid impulse purchases

  • We’re 47 and 43, living in an exurb of Philly, and we cook at home 95% of the time (=20/21 meals weekly) and eat out once a week. Since it’s summer, we grill a bunch of protein and veggies - chicken, turkey burgers, and salmon, plus squash from our garden - every 5 days or so, and use that as a base for our lunches and dinners. That way each individual meal is quick to throw together and we’re not spending a bunch of time cooking every night.

    When we were young we did a lot of eating out and delivery, and I wish we hadn’t. Not to harsh your mellow, but restaurant food is mostly terrible for you. Loads of fat, sodium, and sugar, and often doesn’t meet your micronutrient needs (depending on what kind of food you’re getting). Cooking at home can be way healthier. And also better for your wallet!