There is a service that got me a visa for 300 bucks in 24 hours on a weekend.

Amex platinum, chase sapphire, debit, capital one venture, and random credit card from local bank. I even have wise just in case also. Points and lounges, free hotels, I wear out all the perks. 14 free Hyatt stays last year. 2 free business class ANA flights from Chicago to Tokyo, about 100 different lounges between priority pass and Amex. So many free little jumps around N America.