I would say that something slower and more painful is in order, but he’s old, and frankly, expediency benefits us all at this point.

Used market used to be better-priced, but I felt it was sketchy unless you were handy or “knew a guy” who could repair it. I decided years ago to only buy new so that I knew it was well-maintained and not abused. I make payments into a savings account and pay cash, or if the best offer is a financing offer, I’ll take the financing and either make payments or pay it off right away, depending on whether my savings interest is outperforming the rate of the loan. I only buy pretty basic things. Last car was a base model 2010 Mitsubishi Lancer. I’m in a 2022 Honda HR-V now. My next car will probably be something that takes advantage of the EV tax credit before it expires in 2032. Wife and I share one car, for what it’s worth, since we work in the same place.

There’s only one thing I still do that requires tipping, and that’s because I want to get tattoos. After I started seeing tipping screens at restaurants where I pick up my food at the counter, I stopped eating out entirely. I don’t even do fast food. I’m tired of trying to remember or decipher what is socially expected and am just done participating in that system. Just pay people a living wage, charge what you need to charge for that, and if you’re offering a worthwhile service, you’ll be fine.