Schwab bank is not schwab brokerage. You can link your accounts for free transfers but your debit card shouldn’t be pulling from any investment accounts. They are a bank as well as an investment firm.

“Hustle culture” is a lie. There is no hustle culture. Whoever says that or sus scribes to that theory is likely just an anti work person trying to make an argument. If you want to be successful, let alone start a business you’ll have to work hard. If you are a w2 worker and want to make more money you’ll have to work more hours. Where is this hustle culture? Al I see is reality that you don’t become successful by doing the bare minimum

By successful payday store front do you mean payday loans?