UnitedHealth Group CEO Andrew Witty said in a leaked internal video that the insurance company plays an important role in guarding against "unnecessary" and "unsafe" care.
Yeah, “unnecessary” is the health insurance code word for “we can get away with not paying for it”. Because it’s executives and lawyers and not doctors that determine if something is “unnecessary”. Sure they have doctors as scape goats, but they have specific instructions not written by medical professionals that they are required to follow. Unnecessary doesn’t mean it won’t save a person’s suffering or life, it means it’s more expensive than relieving the persons pain is worth or the person’s life is worth (i.e. the likelihood that they would lose a lawsuit for significant damages if they die).
Yeah, “unnecessary” is the health insurance code word for “we can get away with not paying for it”. Because it’s executives and lawyers and not doctors that determine if something is “unnecessary”. Sure they have doctors as scape goats, but they have specific instructions not written by medical professionals that they are required to follow. Unnecessary doesn’t mean it won’t save a person’s suffering or life, it means it’s more expensive than relieving the persons pain is worth or the person’s life is worth (i.e. the likelihood that they would lose a lawsuit for significant damages if they die).