Second, the only good piece of advice I’ve seen in here is that you need to talk to a lawyer in your state who does this sort of estate work. There’s a moral philosophical debate to be had over whether you should tell his family or keep the secret posthumously, but that debate is secondary to the legal question of what has to be done with this, as you’ve described it, $200k asset.
First, I’m sorry for your loss.
Second, the only good piece of advice I’ve seen in here is that you need to talk to a lawyer in your state who does this sort of estate work. There’s a moral philosophical debate to be had over whether you should tell his family or keep the secret posthumously, but that debate is secondary to the legal question of what has to be done with this, as you’ve described it, $200k asset.