Bit surprised that no one else on this post has mentioned it, but I would argue that Swatch brings different and unique watches (and other concepts!) to the table. They single-handedly saved Switzerland’s watch industry with the way they produced and sold their budget-friendly watches while still maintaining an innovative streak. I realize that there are some on this channel would snub anything made by Swatch, but the parent group controls ETA SA, which makes many of the watch components used by other brands.
Based on the details you provided, it sounds like you’re off to a good start. You can get a Tissot PRX for as little as $400 for the quartz version and around $700 for the automatic (or even a little bit lower for both models if you shop around!), then save the rest. Or you could just pocket the $4,000 and save it for a bigger watch purchase that you might really like down the line. Either way, I recommend further research on what you really want (and can live with!), and if you narrowed down your choices and are still undecided, feel free to make another post on the channel. 🤗