Usage of the flexible payment method hit an all-time high on Cyber Monday, driving $1.03 billion in online spend (up 4.2% YoY), as consumers looked for greater flexibility in managing their holiday budgets. The vast majority of BNPL transactions are happening on a mobile device as well, at 79.4% share on Cyber Monday (vs. desktop). In an Adobe survey of over 1,000 U.S. consumers (conducted Nov. 2025), respondents said they were most likely to use BNPL for electronics, apparel, toys, and furniture purchases.
Source: Adobe Analytics.
Paypal had a 20% cashback thing going on when you use BNPL. I’m sure that contributed.
This is why I used it.
0% apr plus 20% back I mean come on!
Whhhaaaa is it over??
Damn, that’s a pretty decent deal for a big purchase.