I feel like a lot of people don’t recognize many lucky opportunities or don’t act on them. If you’re prepared for it and analyse things then maybe you happen to notice an advertisement for a business that you know you can make yourself better. Or someone mentions knowing somebody and you realise you could start a business together etc. very rare to just stumble into something luckily without putting in the work to notice it and work on it
You’ll probably just waste that money if you’re not going to put the work in to be honest. Best to just invest into an index fund unless you start to care more about business