Oh hey, also the same thing with environmental issues

  • Destide@feddit.uk
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    6 days ago

    Financial education, it’s practically intentional that we don’t learn proper finance management and if you’re family didn’t manage money well (poor or rich) you’ll struggle to use any money you get effectively when your out on your own

  • OccamsRazer@lemmy.world
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    7 days ago

    Your solution is literally just “give money”? That only works in some instances, where a person is struggling because of bad luck or whatever, but has a desire to improve their situation. But if they are a substance abuser or are mentally ill, money isn’t going to help like housing would, since they either don’t know what to do with it, or they prioritize drugs over shelter.

    • jol@discuss.tchncs.de
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      6 days ago

      And most cases of substance abuse come from people living in a society with no community and no safety nets. Even if you give everyone a thousand bucks a month but society is stil hell, it solves very little.

      • OccamsRazer@lemmy.world
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        Yeah it’s not like there is one problem and one solution. Some turn to drugs to escape their situation or because they have bad coping mechanisms, while others get into drugs and their life falls apart because of it.

      • OccamsRazer@lemmy.world
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        Yes, and they require different solutions. UBI is an attempt to solve poverty, but won’t do much for homelessness.

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      9 times out of 10, people are poor simply because they are poor, not because of some moral failing on their part. But instead we tell ourselves comforting lies that they must have done something wrong. We tell ourselves this because as long as we don’t do those wrong things, we don’t end up poor or homeless.

      In truth, all that is necessary to be homeless is for the cost of housing to rise above the market value of your skill set. That is all. Or a severe illness is all that’s really required.

      • OccamsRazer@lemmy.world
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        I don’t think it’s so much a moral failing, but one of privilege in the form of being raised in a stable family, having positive role models and being taught basic life skills. If your parents weren’t around to teach you these things or if you were preoccupied with survival as a kid, then you are not equipped to thrive in life. Through no fault of your own. Had you been taught some of these things, then you could be self sufficient. Of course illness, changing job markets, rental costs, inflation, and so on can impact a person’s situation as well, but these can be semi reasonably planned for as well, if you know how.

    • Wes4Humanity@lemm.ee
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      7 days ago

      I’d say with those people you just need to give the money to a care giver instead of directly to the person… But it’s still just giving money without making them jump through all kinds of dehumanizing hoops

      • OccamsRazer@lemmy.world
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        7 days ago

        Yeah that or provide housing and help for their addiction or mental issues. Money doesn’t help them at all. People need shelter and food more than they need money. Money is just a means to store value and make transactions, and in their case, those transactions are food and shelter, so why not provide those first? It doesn’t help to give the societal currency if you aren’t equipped to exist in that society anyway.

          • OccamsRazer@lemmy.world
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            Yeah but the point is if you don’t know how to spend it responsibly, then what good is it? If you spend it on drugs or alcohol because that’s more important to you than shelter, which is the case for serious addicts, then it doesn’t help you. Instead it only enables your addiction and keeps you on the street.

            • Wes4Humanity@lemm.ee
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              Yeah… Then they’d need someone helping them with their money I guess. If I had a magic wand I’d make all substances legal but manufacture and sales strictly controlled by the government… When someone gets to the point where the addiction is so bad they’d choose substance over housing or food, offer them free housing and all the drugs they want for free, but the housing is a special community just for that, with like therapists and nurses galore. When they’re ready to stop using move them to the recovery community… Still free housing but also start reintroducing them to alternative activities besides drugs… All of this would require a shit ton of money though… And right now that money is almost all going to the pharma companies for their alternative drugs that never actually get people off drugs

              • OccamsRazer@lemmy.world
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                6 days ago

                In general the concept sounds ok, but I think the reality would make it a death camp since many of those drugs are so addictive that you simply won’t break free on your own, without being forced to quit.

                • Wes4Humanity@lemm.ee
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                  5 days ago

                  If they want to be forced that should be an option too… But so should the option of continuing to use until it kills you… but even then we should do our best to keep them as healthy and comfortable as possible because in the long run it costs society less that way and it’s easier to get out of when they decide to

        • WoodScientist@lemmy.world
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          The entire body of research on “housing first” disproves this classist bullshit. You are literally doing the exact thing OP is talking about. People HAVE done the research and found that giving people housing is the most effective way to help people. It is the most effective way to help people with drug addictions.

          Most people do drugs because there is something objectively terrible about their lives. If you had to sleep on the sidewalk, wouldn’t you want to get high all day? If you say no, you’re delusional.

          • OccamsRazer@lemmy.world
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            I’m confused. It sounds like you are disagreeing with me, but basically reworded exactly what I said.

  • davidagain@lemmy.world
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    Yup. Programmes that have experimented with giving homeless people hundreds in no-rules cash find that within a couple of months most of them have secured accommodation and reconnected with family and friends. After a while the majority are in paid employment.

    Who would have guessed that the most of the problems of extreme poverty could be solved with money?!

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        Yes. But in more controversial news, you can solve hunger with… money!

        It’s like giving people money empowers them to choose to fix their problems, most important ones first.

        The surprising bit is that drug use rates drop substantially if people can cope with everyday life.

      • AnUnusualRelic@lemmy.world
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        7 days ago

        Obviously, we should stop people from sleeping outside by adding pikes everywhere. That’s how you solve the problem!

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      I almost thought this was going a different way. I’m happy to be wrong.

      I imagine some capitalist, right-wing fucker is screaming at their screen going “nu-uhhh” and furiously typing that you’re wrong despite having done zero research.

      I’m employed, and I live like I’m in poverty. As much as I want to lift up the homeless, I would also appreciate fair wages for the employed.

      Since rent/housing has gone insane, I’m having a hard time making things work on the money I’m making. I’m well over the “poverty” line and I can’t afford to put fuel in my car and buy name brand products, even if I wanted to. Products like… Idk, Campbell’s.

        • MystikIncarnate@lemmy.ca
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          I agree.

          Everything needs to rise IMO. Except for the highest levels of management.

          My job in 2016 paid 90% of what I make now. Inflation in that time has been around 25%, and I’ve only increased around 10%…

          Minimum wage is far worse, I know this, but just because minimum wage needs to increase doesn’t and shouldn’t imply other areas don’t also need to be increased.

          I’m in a more senior position, and I’ve changed jobs at least three times to get where I am now. If minimum goes up, I won’t be angry about it, but I will be left wondering why I’m not also getting more.

          Companies need workers and wages have been stagnant, and plenty of working people who used to be middle class, are now homeless, despite still being employed.

          The whole situation is fucked and the only people profiting out of everything are the wage theives at the top and their shareholder friends.

  • UnderpantsWeevil@lemmy.world
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    But to take it a bit further, high capacity public infrastructure can go a long way towards improving the lives of low income working people.

    Trains, buses, and subways can eliminate the need to own and maintain a car. Public housing can get people off the street, where they won’t be at risk of harm from interpersonal violence or exposure to severe weather. Public education and public health care have more benefits than I could list.

    At an individual level, “Just give people money” is an immediate and useful generic panacea. But at a more macro level, geographic access to grocery stores and clinics and colleges and bus stops and permanent homes and factories matter just as much.

    • otter@lemmy.dbzer0.com
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      Clearly, the Venn of those who’re empowered to make those changes and those who’ve played at least a couple hours of SimCity is two estranged circles.

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      It needs to be quality of those things, as well. And they know this. It’s designed to keep us too tired, broken physically and mentally to get off the wheel, and not just under it, either. There’s enough for everyone, just some few want to hoard it like decades worth of paper, not because it may come in handy, just because bloodsport is still entertainment, no matter how well they dress it.

      • UnderpantsWeevil@lemmy.world
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        It needs to be quality of those things, as well.

        Oh absolutely. I have a bus stop on my corner, but it only picks up every 2 hours and then doesn’t go to downtown.

        There’s enough for everyone, just some few want to hoard it like decades worth of paper, not because it may come in handy, just because bloodsport is still entertainment, no matter how well they dress it.

        Kropotkin was saying it over a century ago. Bread Book, baby.

        People periodically ask how a country like Denmark or New Zealand or Japan can have such high standards of living relative to their individual incomes. Or why a country like the UK or Saudia Arabia can be so rich and yet appear so poor from a street level view.

        So much boils down to who has access to quality infrastructure.

        • Maeve@kbin.earth
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          True enough. With apologies to mlk2, I may not get there with you, but I’ve seen it in my dreams. I hope we get there, with or without me. If you do, guard it vigilantly.

    • grue@lemmy.world
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      But to take it a bit further, high capacity public infrastructure can go a long way towards improving the lives of low income working people.

      Trains, buses, and subways can eliminate the need to own and maintain a car.

      The real problem is zoning. If the density is high enough (and mixed-use enough), people can just fucking walk places whether you’ve got public transit or not!

      • UnderpantsWeevil@lemmy.world
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        Even in areas where we have zoned for dense real estate, we’ve built these four lane boulevards with barely a crosswalk between them.

        At some level, we could use a little zoning. Pedestrianization isn’t going to happen via the free market.

    • Rivalarrival@lemmy.today
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      At an individual level, “Just give people money” is an immediate and useful generic panacea. But at a more macro level, geographic access to grocery stores and clinics and colleges and bus stops and permanent homes and factories matter just as much.

      FTFY.

      • rhombus@sh.itjust.works
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        7 days ago

        But at a more macro level, geographic access to grocery stores and clinics and colleges and bus stops and permanent homes and factories matter just as much.

        Here’s some emphasis for you. “Give them money” is a part of the solution, but it can only go so far when they lack access to places to spend that money. And no, delivery is not a real solution. It’s a very expensive bandaid.

        • Rivalarrival@lemmy.today
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          Here’s some emphasis for you. “Give them money” is a part of the solution, but it can only go so far when they lack access to places to spend that money.

          Places to spend it are pointless until they have money to spend. But if they have money to spend, people are going to come and try to get it, and they will be bringing the infrastructure with them. You don’t have to build it; it will build itself once the people have money to spend.

          • rhombus@sh.itjust.works
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            First, there are more than enough resources to tackle multiple issues at a time. Just because the money is the more important aspect doesn’t mean we can’t also invest in things to improve people’s quality of life.

            Second, this:

            You don’t have to build it; it will build itself once the people have money to spend.

            Is probably the most ridiculous rebuttal you could have come up with. People will bring the infrastructure with them? It will build itself? Where the hell do you think these things come from?

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              probably the most ridiculous rebuttal you could have come up with. People will bring the infrastructure with them?

              Yes.

              Where people need food and have money, someone builds a produce stand, a convenience store, a grocery store, a supermarket, whatever other infrastructure the consumer base will support in their quest to do business. They want the money the consumers have, so businesspeople build the places where consumers can spend their money.

              But business only works when consumers actually have money. When they don’t have any money, nobody is interested in supplying them with goods and services, and nothing gets built.

              Put the money in their pockets, and watch businesspeople trip over themselves to sell them shit.

            • Rivalarrival@lemmy.today
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              6530 Starlink satellites in low earth orbit tell me that if there is such a location, it is not within the contiguous 48 states. If they have the money, there is an option for the Internet access. Giving them the money remains the solution.

              • UnderpantsWeevil@lemmy.world
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                6530 Starlink satellites in low earth orbit tell me that if there is such a location

                Don’t satellites require receivers?

                • Rivalarrival@lemmy.today
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                  As far as I know, connecting to the internet requires some kind of device or another. I don’t know if any Internet access point that operates on telepathy.

                  One thing that all of those accessing devices have in common is that “money” is required to initially obtain them, and/or to maintain connectivity to the serving provider.

        • Rivalarrival@lemmy.today
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          According to the meme, my response is supposed to be “Fuck you guys.”

          Personally, I’m a proponent of UBI. An economic system where everyone receives a small, regular income, automatically, no strings attached, no means testing, no limitations or requirements on how it is spent. That income should be enough to meet the individual’s basic sustenance needs. Not enough to be comfortable, but enough that you would not need to rely on your savings if you were out of work for a few months. Enough that you can take a chance on better employment, starting a business, going back to school, without worrying about homelessness.

          With our current system, you start off Monday morning below the poverty line, and 85% of us cross it before the end of day on Friday.

          UBI says you cross the poverty line before you leave the house; every hour you work is for disposable income, not basic survival.

          Yes, the solution really is “give them the money”.

          • PunnyName@lemmy.world
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            7 days ago

            I really don’t know why you’ve got so few upvotes, and equitable down votes, because this is great and succinct.

  • mumblerfish@lemmy.world
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    I Sweden a liberal lobby group suggested “build apartments without kitchens” for poor people. It is so fucking dystopian.

    • Rivalarrival@lemmy.today
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      Those are called “dormitories”, and they work very well on college campuses and in the military.

      You need a whole host of communal facilities to make them work, including a cafeteria. Dorm life isn’t for everyone, but it is certainly feasible.

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        You could build more affordable housing if you lowered building standards like demanding there must be a kitchen.

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          WTF, just build an apartment out of tiny houses and make sure there are common and private areas for people to relax in. Tack two together for family apartments. You can build a really small, cheap house without removing the kitchen.

          Like, okay, if they were arguing for bachelor dorms, where each person has their own bedroom but they share a common area with showers, bathrooms and kitchens, then okay. But that’s not gonna work for couples, they’re gonna at least want their own bathroom; and families with children? Forget it. They’re gonna want their own kitchen and bathroom so they don’t have to wander out into a common area in the middle of the night in their underwear because their baby wants milk and won’t stop screaming if it doesn’t get warm milk.

          • PunnyName@lemmy.world
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            I’d be okay with a tiny studio apartment with just a separate bathroom, even sans closet, as long as I have a functional kitchen with space for a full fridge (not those BS “bachelor” units with a barely functioning kitchenette).

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            It humors me that we’re making the housing market so unaffordable that “tiny homes” are a thing. They’re smaller than ever and it’s literally the only thing that’s not massively overpriced.

            I thought that’s what condos were supposed to be. Somewhere between apartment living and a full house (townhouse/semi-detached/fully detached)… Do people really care that much about having a lawn?

            • Mossy Feathers (They/Them)@pawb.social
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              Tbh I’d want a lawn. Not because I like grass, but because of the outdoor space. A community garden with dedicated plots would be a decent alternative, but I like the idea of having some space in front of my home to decorate or cultivate. That said, seeking green space shouldn’t be mutually exclusive with density. Build stepped pyramids or something, where each floor is offset by the previous floor’s yard so that everyone’s yards have sunlight but you’re still building upwards.

              Also, row houses are a thing. Medium density but still have a small front and back garden.

            • Malfeasant@lemm.ee
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              “tiny homes” … literally the only thing that’s not massively overpriced.

              Oh no, they’re definitely overpriced too.

              • MystikIncarnate@lemmy.ca
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                I should rephrase.

                Instead of “massively overpriced” I should have said “way outside of everyone’s budget”

                Still overpriced, but the cost is low enough to actually afford it.

    • zeekaran@sopuli.xyz
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      Housing without kitchens has come up in modern history multiple times: https://99percentinvisible.org/episode/the-frankfurt-kitchen/

      their designs just had single family homes with kitchens. But Marie Howland convinced them to sketch in small groups of kitchen-free houses, each with access to a shared kitchen, where residents would take turns working.

      Austin thought it could be a city of kitchen-less houses. And she thought that the food could to each house on a system of underground trains. She drew maps upon maps, and tons of floor plans. She published her ideas in a journal called ‘The Western Comrade’ and even applied to patent her underground food train idea.

      But the kitchen-less house movement still didn’t die. In England, the urban planner Ebenezer Howard actually incorporated kitchen-less homes into some of his “garden city” communities. He called these homes “cooperative quadrangles.” They had a shared courtyard and shared kitchen, surrounded by smaller kitchen-less dwellings.

  • Xenny@lemmy.world
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    When I took out a loan from my bank I swear to God for the first 6 months they were absolutely terrified of my spending habits and I got emails daily about how to spend and and how my spending habits were reckless. I’ve made every payment I don’t understand what f****** high horse they were coming from.

    • Zacryon@feddit.org
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      And on the flip side, when you’re not spending much money, you’re being accused of ruining the economy. Especially if you like avocados.

      • MystikIncarnate@lemmy.ca
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        So … People who have billions of dollars sitting around doing jack and shit, are ruining the economy?

        That actually checks out.

        • Maggoty@lemmy.world
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          Actually yeah. Sequestering money from the economy is one of the worst possible things to do according to economics.

          • ochi_chernye@startrek.website
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            Damn Uncle Scrooges Uncles Scrooge ruining the economy with their improbably swimmable money bins! Where’s Magica De Spell when you need her?

  • TankovayaDiviziya@lemmy.world
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    I admit that I haven’t finished the book “Utopian for Realists”, but the author showed numerous studies and practical examples that universal basic income works. And believe it or not, Richard Nixon was close to introducing UBI but his Friedmanite-advisors dissuaded him.

    • LordKitsuna@lemmy.world
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      I’m definitely in the not believe it Camp because the president doesn’t have that kind of unilateral power to just apply something. It would have required the support of the house and the Senate.

      • Maggoty@lemmy.world
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        We actually got as far as running a trial of it back then. But we couldn’t keep going with it because… The divorce rate went up. And that was obviously super bad. Can’t have women escaping, uhh er, deciding they want things.

      • TankovayaDiviziya@lemmy.world
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        I suppose my comment could have been phrased better, but by introducing I mean he wanted to forward UBI to be legislated/legalised by the house and Senate.

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    I’m gonna be that guy, since there are a lot of comments saying that “research suggests”.

    Source?

    I do fully agree with it. The drug trade is impossible to stop, but decriminalisation and funding of healthcare will help many that are homeless. From tackling these aspects, helping those that want to free roam to do so safely, basically leaves you with those that just need some money to get back on their feet.

    But, even if these things seem obvious, they need a source if you’re going to speak from a position of fact.

    • booly@sh.itjust.works
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      There are a bunch of interacting factors, too. Something like 10% of the homeless are chronically homeless and don’t really have good prospects of being able to give themselves housing stability even if given money. This population in particular seems to be better served by the “Housing First” movement where they are given homes and supervised so that they can then get the treatment they need relating to substance abuse, mental health, etc., from a position of at least having a place to go home to. Here is a summary with citations to studies.

      But for the housing insecure people who are at risk of becoming part of the 80% of the homeless experiencing transient homelessness, or the already homeless in that category, dropping money in their lap might be an effective way to improve their lives permanently, putting them on a better trajectory. From what I’ve seen of the reporting of very recent studies, many of which were complicated by the fact that a pandemic happened right in the middle of the experiments, there is some evidence that giving money directly is helpful. But there’s open questions about whether it should be a lump sum, whether big numbers ($500+/month) result in something different from small numbers ($25/month), etc.

      So yeah, I think even if we start from the assumption that giving directly is more effective than in-kind support like free/subsidized food or healthcare or housing or childcare, or treatment for mental health or substance abuse, we have to figure out which populations are best served by which intervention, and whether temporary/time limited programs are as cost effective as long term commitments, etc.

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      7 days ago

      There have been hundreds of UBI studies at this point. Most of them with headlines in major papers. They all say the same thing.

        • Maggoty@lemmy.world
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          7 days ago

          There are other comments on this chain hours older than mine with sources. But sure, I’ll take a jab at it just for you.

          The pilot programs have created scores of stories like Everett’s about how a small amount of money led to massive change in a recipient’s life. And a growing body of research based on the experiments shows that guaranteed income works — that it pulls people out of poverty, improves health outcomes, and makes it easier for people to find jobs and take care of their children. If empirical evidence ruled the world, guaranteed income would be available to every poor person in America, and many of those people would no longer be poor.

          -Washington Post

          We’ve known for years, decades really.

          • EnderMB@lemmy.world
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            7 days ago

            That’s true, but my original point is that we shouldn’t state facts without sources. Otherwise, it’s very easy to sneak falsehoods, or to twist that research to fit a narrative.

            • Maggoty@lemmy.world
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              7 days ago

              Except this really is well reported. It’s not obscure or contested in science. It’s not really what asking for sources is supposed to be for.

  • explodicle@sh.itjust.works
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    8 days ago

    Ok but have we tried telling them about Jesus instead of giving them money? They’re poor because they’re bad. If you give them money then they’ll use it to be bad again, which will keep them poor. /s

  • unphazed@lemmy.world
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    7 days ago

    Fun story. My FIL couldn’t afford to travel to our wedding. I loaned him 3k for travel and a tux and hotel fare for his family. That Christmas we got one of those books from Ollies titled “500 ways to save money” from him. I lost the fight to send it back with torn out pages and a note that would say “1-500. Don’t lend money to family”.

    • MystikIncarnate@lemmy.ca
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      7 days ago

      How dare these people wanting to improve the life of the poors by giving them handouts. For shame.

      *I’m a “poor” and I approve this sarcasm.

    • KeriKitty (They(/It))@pawb.social
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      8 days ago

      Then we’ll have to give them more pie, and they’ll just eat the pie! Eventually they’ll eat all of the pie and the poor rich folks won’t have any pie :(

      Yeah, I’m still salty about that vile skit.

  • infinite_ass@leminal.space
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    7 days ago

    Money is religion now. It’s scary to be rational about it. There’s a dogma and that’s that. Any other way and we freak out.